Kisan Credit Card Scam unearthed in Jharkhand

The Kisan Credit Card (KCC) intends to help farmers who are economically weak to take credit at lesser rates to buy seeds, fertilizers and other important things needed for irrigation and farming. But what happens when a hopeful farmer is scammed by the very bank official who appeared as a friend, scams and takes the credit?   In West Singhbhum district of  Budgaon block, in the name of KCC loan, 19 villagers have been scammed of Rs.15,44,260.

Budhni Bodra is one of these people in Kilung village,  who spends her life in poverty along with her old mother. She had applied for the loan 3-4 years back. "We wanted it for work, not for poverty, we wanted to improve the farming fields," Budhni recalls. But a bank employee, Sanjay Nag took her form and passbook and forged loan worth Rs.50,000 in Budhri's name from Bank of India, Bangaon. 

With the help of Xavier Hamsay, a social activist and a community correspondent Budhni is standing up against corruption and has taken a stand. "If I had taken the loan, had the money in my hand, spent it, then I would have repaid the load. I can’t repay it, whoever has used the loan, let him repay," she says.

Xavier and Video Volunteers' Jharkhand team has taken up the issue. The bank officials had come to visit the bank and the 19 villagers on 9th January. To fasten up the process we request you to support our team by calling the number at the end of the screen. 

This video was made by a Video Volunteers Community Correspondent Xavier Hamsay.

Community Correspondents come from marginalised communities in India and produce videos on unreported stories. These stories are ’news by those who live it.’  they give the hyperlocal context to global human rights and development challenges. See more such videos at Take action for a more just global media by sharing their videos and joining in their call for change.

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